Technology-driven innovation and credit enhancement design to solve the credit problem of investment and financing for more scenarios
China Securities Credit Investment adheres to the concept of “small and diversified, risk controllable asset” to conduct credit enhancement business. Leveraging data, model and system, the company offers credit enhancement services to various products, including asset securitization, consumer finance, supply chain finance, small and medium-sized enterprise finance. The new credit enhancement model is essentially driven by our proprietary credit technology.
Since its establishment, the company has experienced rapid business growth, based on complete credit chains and strong capability of data analysis and monitoring, participated in the design of mumerous innovative credit enhancement products, realized full coverage of various scenes including residential mortgage loan, car mortgage loan, consumption loan, and payday loan, gained close cooperation with several leading companies and core enterprises involving medium-sized, small and micro businesses and supply chain financing, produced reproducible extensive effect, and get widely recognized by market participants.
Get the credit rating of AAA with stable outlook for four consecutive years by mainstream rating agencies.
Integrate the design of deal structure and the capacity in data analysis & monitoring, for credit enhancement of weak subject assets, such as consumer finance and financing for medium-sized, small and micro businesses.
Adopt technology-driven new-type credit enhancement mode, and conduct penetrating verification and real-time monitoring of asset target, asset quality and received return.